#1 Rated Public Adjuster

We'll review any home or commercial claim settled in the last 12 months but the sooner you contact us after the damage has occurred, the better we can do.

If your claim is ongoing, contact us now to ensure that you get all damages covered
If your claim has already been settled, send us a copy of your claim. Once we receive it, ...
We will audit your insurance companies claim settlement at no charge to you
We'll give you our estimate on how much you're still owed
We'll do all the negotiating and paperwork for you
You get what you're owed

#1 Rated Public Adjuster

We'll review any home or commercial property claim settled in the last 12 months, but the sooner you contact us after the damage has occurred, the better we can do.

If your claim is ongoing, contact us now to ensure that all damages are covered
If your claim has already been settled, send us a copy of your claim. Once we receive it, ...
We will audit your insurance companies claim settlement at no charge to you
We'll give you our estimate on how much you're still owed
We'll do the negotiating and paperwork for you
You get what you're owed

WHAT IS A PUBLIC ADJUSTER?

We are public adjuster professionals who represent your interests in settling residential and commercial property insurance claims. We prepare, present, and negotiate a fair settlement under the provisions of your policy to make sure you get the maximum amount on your insurance claim.

Best public adjuster - best insurance adjuster – best public adjuster near me in Virginia – best public adjuster near me in North Carolina – best insurance claim adjuster – best licensed claim adjuster - best independent adjuster – Hughes and Associates

WHAT IS A PUBLIC ADJUSTER?

We are public adjuster professionals who represent your interests in settling residential and commercial property insurance claims. We prepare, present, and negotiate a fair settlement under the provisions of your policy to make sure you get the maximum amount on your insurance claim.

WHAT A LICENSED PUBLIC ADJUSTER DOES

We handle new property insurance claims from start to finish, assess underpaid claims and work to get more, and provide second opinions on denied claims.

EVALUATE

We assess the damage and evaluate your insurance policy to establish the best possible strategy for presenting your claim to your insurer.

MANAGE

We oversee and manage the claim process valuing, documenting, and substantiating every detail.

SETTLE

We negotiate on your behalf with your insurance company ultimately settling the claim for the maximum amount and with less hassle for you.

WHAT A LICENSED PUBLIC ADJUSTER DOES

We handle new property insurance claims from start to finish, assess underpaid claims and work to get more, and provide second opinions on denied claims.

EVALUATE

We assess the damage and evaluate your insurance policy to establish the best possible strategy for presenting your claim to your insurer.

MANAGE

We oversee and manage the claim process valuing, documenting, and substantiating every detail.

SETTLE

We negotiate on your behalf with your insurance company ultimately settling the claim for the maximum amount and with less hassle for you.

WHAT TYPE OF LOSSES?

As licensed loss adjusters we handle all types of losses including fire and smoke damage, storm damage, hurricane damage, water damage, and wind damage.

FIRE DAMAGE

WATER DAMAGE

WIND DAMAGE

WHAT TYPE OF LOSSES?

As licensed loss adjusters we handle all types of losses including fire and smoke damage, storm damage, hurricane damage, water damage, and wind damage.

FIRE DAMAGE

WATER DAMAGE

WIND DAMAGE

THE DIFFERENCE A PUBLIC LOSS ADJUSTER MAKES

A recent OPPAGA study of 76,000 claims found that policyholders who used a public adjuster settled with their insurance company for 19% – 747% more on their loss than those who didn’t.

Navigate the Process

We navigate the complex process for you making sure things are done right. We reduce the risk of simple mistakes that can impact your settlement.

Less Stress

We handle the entire claim for you including doing the heavy lifting such as documenting your loss, filing paperwork, and negotiations.

Higher Payout

Data shows that people who use a public adjuster often receive higher payouts versus handling the claim on their own.

Know Your Claims Worth

Insurance companies will offer you far less than your claim is worth. We will give you a fair estimate that will stand up in court.

Faster Payout

Having someone on your side following up and advocating for you insures your claim will be made a priority and move to settlement faster.

Recover All Possible Benefits

We have seen the different types of policies and make sure you demand the full benefit your policy allows.

THE DIFFERENCE A PUBLIC LOSS ADJUSTER MAKES

A recent OPPAGA study of 76,000 claims found that policyholders who used a public adjuster settled with their insurance company for 19% – 747% more on their loss than those who didn’t.

Navigate the Process

We navigate the complex process for you making sure things are done right. We reduce the risk of simple mistakes that can impact your settlement.

Less Stress

We handle the entire claim for you including doing the heavy lifting such as documenting your loss, filing paperwork, and negotiations.

Higher Payout

Data shows that people who use a public adjuster often receive higher payouts versus handling the claim on their own.

Know Your Claims Worth

Insurance companies will offer you far less than your claim is worth. We will give you a fair estimate that will stand up in court.

Faster Payout

Having someone on your side following up and advocating for you insures your claim will be made a priority and move to settlement faster.

Recover All Possible Benefits

We have seen the different types of policies and make sure you demand the full benefit your policy allows.

FREQUENTLY ASKED QUESTIONS ABOUT

INSURANCE CLAIMS

Why should I retain a public adjuster?

Whether you’ve suffered a property insurance loss from a fire, water, storm, or any other disaster, understanding your options should be the most important step after filing an insurance claim. A Public Adjuster may be your best option to protect your interests and achieve the best outcome for your property loss.

What states are you licensed in?

We are currently assisting insureds in Virginia, North Carolina, Maryland, Florida & Michigan.

When should I retain a public adjuster?

If you have recently suffered an insurance loss it is recommended you get an adjuster before the fact-finding stage.

How long will it take to settle my claim?

Every claim is different however, we make sure the proper documentation and paperwork is done in the right order to make sure your claim does not get delayed.

What is the cost to retain?

We do not assess any fees until we have settled your claim. We get paid when you get paid and is typically a percentage of the total settlement.

Do you provide free claim reviews?

Yes, we will review your claim and give you honest feedback on whether or not working with a public adjuster would improve the outcome of your claim.